Family waiting at the airport

Your Smile and Your Sight

Dental and vision care are critical components of overall health, yet many people underutilise their insurance benefits in these categories. Understanding how your coverage works helps you plan your care and avoid unexpected out-of-pocket costs.

How Dental and Vision Benefits Work

Most dental plans cover preventive services (exams and cleanings) at 100%, basic restorations (fillings) at 80-100%, and major restorations (crowns, bridges) at 50-80%. Vision plans typically cover one eye exam and a fixed allowance toward frames or contact lenses per year.

  • Biannual dental exams and cleanings — typically covered at 100%
  • Basic fillings — covered at 80-100% depending on your plan tier
  • Annual eye exam and frame or lens allowance
  • Direct billing to Croix Bleue reduces your out-of-pocket hassle